Bench9 tools

SIP Calculator

A monthly instalment compounding at your assumed rate — optionally stepped up each year — split into what you put in and what the market added.

₹
% / year
10 years

Instalments are paid at the start of each month and compound monthly.

Value in 10 yrs₹23,23,3911.94× what you put in
Invested₹12,00,000120 instalments of ₹10,000
Returns₹11,23,391+48.4% of the final corpus
How it builds up
ValueInvested
₹23,23,391₹12,00,000starty2y4y6y8y10
The gap between the two lines is the compounding — it widens as the corpus grows.
Year by year
YearMonthlyInvestedValueReturns
Year 1₹10,000₹1,20,000₹1,28,093₹8,093
Year 2₹10,000₹2,40,000₹2,72,432₹32,432
Year 3₹10,000₹3,60,000₹4,35,076₹75,076
Year 4₹10,000₹4,80,000₹6,18,348₹1,38,348
Year 5₹10,000₹6,00,000₹8,24,864₹2,24,864
Year 6₹10,000₹7,20,000₹10,57,570₹3,37,570
Year 7₹10,000₹8,40,000₹13,19,790₹4,79,790
Year 8₹10,000₹9,60,000₹16,15,266₹6,55,266
Year 9₹10,000₹10,80,000₹19,48,215₹8,68,215
Year 10₹10,000₹12,00,000₹23,23,391₹11,23,391
Illustrative maths only — a constant rate of return is an assumption, not a prediction.