Bench9 tools

Retirement Calculator

The corpus your retirement needs, what you are on track for, and the SIP that closes the gap.

30
60
85
₹
₹
₹
% / year
% / year
% / year

₹50,000 a month today is ₹2,87,175 a month at 60, after 30 years of 6% inflation.

Corpus required₹7,71,48,478to fund 25 years from age 60
You reach₹8,55,78,237from ₹5,00,000 and ₹20,000 a month
Surplus₹84,29,758₹17,612 a month would have done it
A whole lifetime of it
CorpusPaid in
₹6,20,06,344₹77,00,000303744515865727985
The corpus builds to age 60, then the withdrawals draw it back down.
Age by age
AgeCorpusPaid inGrowth
31₹8,19,599₹7,40,000₹79,599
32₹11,79,731₹9,80,000₹1,99,731
33₹15,85,537₹12,20,000₹3,65,537
34₹20,42,810₹14,60,000₹5,82,810
35₹25,58,076₹17,00,000₹8,58,076
36₹31,38,690₹19,40,000₹11,98,690
37₹37,92,941₹21,80,000₹16,12,941
38₹45,30,168₹24,20,000₹21,10,168
39₹53,60,893₹26,60,000₹27,00,893
40₹62,96,975₹29,00,000₹33,96,975
41₹73,51,776₹31,40,000₹42,11,776
42₹85,40,351₹33,80,000₹51,60,351
43₹98,79,668₹36,20,000₹62,59,668
44₹1,13,88,844₹38,60,000₹75,28,844
45₹1,30,89,421₹41,00,000₹89,89,421
46₹1,50,05,674₹43,40,000₹1,06,65,674
47₹1,71,64,955₹45,80,000₹1,25,84,955
48₹1,95,98,088₹48,20,000₹1,47,78,088
49₹2,23,39,803₹50,60,000₹1,72,79,803
50₹2,54,29,235₹53,00,000₹2,01,29,235
51₹2,89,10,485₹55,40,000₹2,33,70,485
52₹3,28,33,245₹57,80,000₹2,70,53,245
53₹3,72,53,509₹60,20,000₹3,12,33,509
54₹4,22,34,373₹62,60,000₹3,59,74,373
55₹4,78,46,935₹65,00,000₹4,13,46,935
56₹5,41,71,311₹67,40,000₹4,74,31,311
57₹6,12,97,775₹69,80,000₹5,43,17,775
58₹6,93,28,054₹72,20,000₹6,21,08,054
59₹7,83,76,773₹74,60,000₹7,09,16,773
60₹8,85,73,096₹77,00,000₹8,08,73,096
61₹9,10,85,892₹77,00,000₹8,33,85,892
62₹9,35,53,343₹77,00,000₹8,58,53,343
63₹9,59,59,003₹77,00,000₹8,82,59,003
64₹9,82,84,475₹77,00,000₹9,05,84,475
65₹10,05,09,230₹77,00,000₹9,28,09,230
66₹10,26,10,408₹77,00,000₹9,49,10,408
67₹10,45,62,601₹77,00,000₹9,68,62,601
68₹10,63,37,615₹77,00,000₹9,86,37,615
69₹10,79,04,218₹77,00,000₹10,02,04,218
70₹10,92,27,861₹77,00,000₹10,15,27,861
71₹11,02,70,381₹77,00,000₹10,25,70,381
72₹11,09,89,671₹77,00,000₹10,32,89,671
73₹11,13,39,333₹77,00,000₹10,36,39,333
74₹11,12,68,294₹77,00,000₹10,35,68,294
75₹11,07,20,395₹77,00,000₹10,30,20,395
76₹10,96,33,943₹77,00,000₹10,19,33,943
77₹10,79,41,226₹77,00,000₹10,02,41,226
78₹10,55,67,993₹77,00,000₹9,78,67,993
79₹10,24,32,887₹77,00,000₹9,47,32,887
80₹9,84,46,831₹77,00,000₹9,07,46,831
81₹9,35,12,370₹77,00,000₹8,58,12,370
82₹8,75,22,953₹77,00,000₹7,98,22,953
83₹8,03,62,159₹77,00,000₹7,26,62,159
84₹7,19,02,866₹77,00,000₹6,42,02,866
85₹6,20,06,344₹77,00,000₹5,43,06,344
Illustrative maths only. It assumes steady returns and one flat expense line — no pension, no medical shock, no working past 60.